LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,283
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,847
−HK$1,589/mo
Today · 4.125%
HK$53,436
baseline
▲ 0.50% · 4.625%
HK$56,687
+HK$3,251/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,872/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,939
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,439
−HK$1,522/mo
Today · 4.125%
HK$58,961
baseline
▲ 0.50% · 4.625%
HK$62,069
+HK$3,108/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,922/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,339
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,216
−HK$1,907/mo
Today · 4.125%
HK$64,123
baseline
▲ 0.50% · 4.625%
HK$68,025
+HK$3,902/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,246/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,127
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,927
−HK$1,826/mo
Today · 4.125%
HK$70,753
baseline
▲ 0.50% · 4.625%
HK$74,483
+HK$3,730/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,506/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,396
−HK$4,414/mo
▼ 0.25% · 3.875%
HK$72,585
−HK$2,225/mo
Today · 4.125%
HK$74,810
baseline
▲ 0.50% · 4.625%
HK$79,362
+HK$4,552/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,620/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,314
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,415
−HK$2,131/mo
Today · 4.125%
HK$82,546
baseline
▲ 0.50% · 4.625%
HK$86,897
+HK$4,351/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,092/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,509
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,324
−HK$2,860/mo
Today · 4.125%
HK$96,184
baseline
▲ 0.50% · 4.625%
HK$102,037
+HK$5,853/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,368/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,690
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,391
−HK$2,739/mo
Today · 4.125%
HK$106,130
baseline
▲ 0.50% · 4.625%
HK$111,724
+HK$5,594/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,260/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,181 · Scale 2, in force from 26 Feb 2026)