LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,283
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,847
−HK$1,589/mo
Today · 4.125%
HK$53,436
baseline
▲ 0.50% · 4.625%
HK$56,688
+HK$3,252/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,872/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,940
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,440
−HK$1,522/mo
Today · 4.125%
HK$58,962
baseline
▲ 0.50% · 4.625%
HK$62,070
+HK$3,108/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,924/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,340
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,217
−HK$1,907/mo
Today · 4.125%
HK$64,124
baseline
▲ 0.50% · 4.625%
HK$68,025
+HK$3,901/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,248/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,127
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,928
−HK$1,826/mo
Today · 4.125%
HK$70,754
baseline
▲ 0.50% · 4.625%
HK$74,484
+HK$3,730/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,508/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,396
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,586
−HK$2,225/mo
Today · 4.125%
HK$74,811
baseline
▲ 0.50% · 4.625%
HK$79,363
+HK$4,552/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,622/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,315
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$80,416
−HK$2,130/mo
Today · 4.125%
HK$82,546
baseline
▲ 0.50% · 4.625%
HK$86,898
+HK$4,352/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,092/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,510
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,325
−HK$2,860/mo
Today · 4.125%
HK$96,185
baseline
▲ 0.50% · 4.625%
HK$102,038
+HK$5,853/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,370/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,691
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,392
−HK$2,739/mo
Today · 4.125%
HK$106,131
baseline
▲ 0.50% · 4.625%
HK$111,725
+HK$5,594/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,262/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,191 · Scale 2, in force from 26 Feb 2026)