LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,284
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,848
−HK$1,590/mo
Today · 4.125%
HK$53,438
baseline
▲ 0.50% · 4.625%
HK$56,689
+HK$3,251/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,876/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,941
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,441
−HK$1,522/mo
Today · 4.125%
HK$58,963
baseline
▲ 0.50% · 4.625%
HK$62,071
+HK$3,108/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,926/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,341
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,218
−HK$1,907/mo
Today · 4.125%
HK$64,125
baseline
▲ 0.50% · 4.625%
HK$68,027
+HK$3,902/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,250/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,129
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,929
−HK$1,827/mo
Today · 4.125%
HK$70,756
baseline
▲ 0.50% · 4.625%
HK$74,485
+HK$3,729/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,512/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,398
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,588
−HK$2,225/mo
Today · 4.125%
HK$74,813
baseline
▲ 0.50% · 4.625%
HK$79,365
+HK$4,552/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,626/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,317
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$80,417
−HK$2,131/mo
Today · 4.125%
HK$82,548
baseline
▲ 0.50% · 4.625%
HK$86,899
+HK$4,351/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,096/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,512
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,327
−HK$2,861/mo
Today · 4.125%
HK$96,188
baseline
▲ 0.50% · 4.625%
HK$102,040
+HK$5,852/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,376/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,693
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,394
−HK$2,739/mo
Today · 4.125%
HK$106,133
baseline
▲ 0.50% · 4.625%
HK$111,728
+HK$5,595/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,266/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,211 · Scale 2, in force from 26 Feb 2026)