LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,286
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,851
−HK$1,589/mo
Today · 4.125%
HK$53,440
baseline
▲ 0.50% · 4.625%
HK$56,692
+HK$3,252/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,880/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,943
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,443
−HK$1,523/mo
Today · 4.125%
HK$58,966
baseline
▲ 0.50% · 4.625%
HK$62,074
+HK$3,108/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,932/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,344
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,221
−HK$1,907/mo
Today · 4.125%
HK$64,128
baseline
▲ 0.50% · 4.625%
HK$68,030
+HK$3,902/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,256/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,132
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,932
−HK$1,827/mo
Today · 4.125%
HK$70,759
baseline
▲ 0.50% · 4.625%
HK$74,488
+HK$3,729/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,518/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,401
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,591
−HK$2,225/mo
Today · 4.125%
HK$74,816
baseline
▲ 0.50% · 4.625%
HK$79,368
+HK$4,552/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,632/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,320
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,421
−HK$2,131/mo
Today · 4.125%
HK$82,552
baseline
▲ 0.50% · 4.625%
HK$86,903
+HK$4,351/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,104/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,516
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,331
−HK$2,861/mo
Today · 4.125%
HK$96,192
baseline
▲ 0.50% · 4.625%
HK$102,045
+HK$5,853/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,384/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,698
−HK$5,440/mo
▼ 0.25% · 3.875%
HK$103,398
−HK$2,740/mo
Today · 4.125%
HK$106,138
baseline
▲ 0.50% · 4.625%
HK$111,733
+HK$5,595/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,276/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,251 · Scale 2, in force from 26 Feb 2026)