LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,289
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,853
−HK$1,589/mo
Today · 4.125%
HK$53,442
baseline
▲ 0.50% · 4.625%
HK$56,694
+HK$3,252/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,884/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,946
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,446
−HK$1,522/mo
Today · 4.125%
HK$58,968
baseline
▲ 0.50% · 4.625%
HK$62,077
+HK$3,109/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,936/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,347
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,224
−HK$1,907/mo
Today · 4.125%
HK$64,131
baseline
▲ 0.50% · 4.625%
HK$68,033
+HK$3,902/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,262/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,135
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,935
−HK$1,827/mo
Today · 4.125%
HK$70,762
baseline
▲ 0.50% · 4.625%
HK$74,492
+HK$3,730/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,524/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,404
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,594
−HK$2,225/mo
Today · 4.125%
HK$74,819
baseline
▲ 0.50% · 4.625%
HK$79,372
+HK$4,553/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,638/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,324
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,425
−HK$2,131/mo
Today · 4.125%
HK$82,556
baseline
▲ 0.50% · 4.625%
HK$86,907
+HK$4,351/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,112/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,520
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,336
−HK$2,860/mo
Today · 4.125%
HK$96,196
baseline
▲ 0.50% · 4.625%
HK$102,050
+HK$5,854/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,392/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,702
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,403
−HK$2,740/mo
Today · 4.125%
HK$106,143
baseline
▲ 0.50% · 4.625%
HK$111,738
+HK$5,595/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,286/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,296 · Scale 2, in force from 26 Feb 2026)