LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,290
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,854
−HK$1,589/mo
Today · 4.125%
HK$53,443
baseline
▲ 0.50% · 4.625%
HK$56,695
+HK$3,252/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,886/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,947
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,447
−HK$1,523/mo
Today · 4.125%
HK$58,970
baseline
▲ 0.50% · 4.625%
HK$62,078
+HK$3,108/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,940/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,348
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,225
−HK$1,907/mo
Today · 4.125%
HK$64,132
baseline
▲ 0.50% · 4.625%
HK$68,034
+HK$3,902/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,264/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,136
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,937
−HK$1,826/mo
Today · 4.125%
HK$70,763
baseline
▲ 0.50% · 4.625%
HK$74,493
+HK$3,730/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,526/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,406
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,596
−HK$2,225/mo
Today · 4.125%
HK$74,821
baseline
▲ 0.50% · 4.625%
HK$79,373
+HK$4,552/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,642/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,326
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$80,426
−HK$2,131/mo
Today · 4.125%
HK$82,557
baseline
▲ 0.50% · 4.625%
HK$86,909
+HK$4,352/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,114/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,522
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,337
−HK$2,861/mo
Today · 4.125%
HK$96,198
baseline
▲ 0.50% · 4.625%
HK$102,052
+HK$5,854/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,396/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,704
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,405
−HK$2,740/mo
Today · 4.125%
HK$106,145
baseline
▲ 0.50% · 4.625%
HK$111,740
+HK$5,595/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,290/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,315 · Scale 2, in force from 26 Feb 2026)