LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,291
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,856
−HK$1,589/mo
Today · 4.125%
HK$53,445
baseline
▲ 0.50% · 4.625%
HK$56,697
+HK$3,252/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,890/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,949
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,449
−HK$1,522/mo
Today · 4.125%
HK$58,971
baseline
▲ 0.50% · 4.625%
HK$62,080
+HK$3,109/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,942/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$937,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,350
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,227
−HK$1,907/mo
Today · 4.125%
HK$64,134
baseline
▲ 0.50% · 4.625%
HK$68,036
+HK$3,902/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,268/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,138
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,939
−HK$1,827/mo
Today · 4.125%
HK$70,766
baseline
▲ 0.50% · 4.625%
HK$74,496
+HK$3,730/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,532/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,408
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,598
−HK$2,225/mo
Today · 4.125%
HK$74,823
baseline
▲ 0.50% · 4.625%
HK$79,376
+HK$4,553/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,646/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,328
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,429
−HK$2,131/mo
Today · 4.125%
HK$82,560
baseline
▲ 0.50% · 4.625%
HK$86,912
+HK$4,352/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,120/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,524
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,340
−HK$2,861/mo
Today · 4.125%
HK$96,201
baseline
▲ 0.50% · 4.625%
HK$102,055
+HK$5,854/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,402/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,707
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,408
−HK$2,740/mo
Today · 4.125%
HK$106,148
baseline
▲ 0.50% · 4.625%
HK$111,744
+HK$5,596/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,296/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,343 · Scale 2, in force from 26 Feb 2026)