LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,292
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,857
−HK$1,589/mo
Today · 4.125%
HK$53,446
baseline
▲ 0.50% · 4.625%
HK$56,698
+HK$3,252/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,892/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,950
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,450
−HK$1,522/mo
Today · 4.125%
HK$58,972
baseline
▲ 0.50% · 4.625%
HK$62,081
+HK$3,109/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,944/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,351
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,228
−HK$1,907/mo
Today · 4.125%
HK$64,135
baseline
▲ 0.50% · 4.625%
HK$68,038
+HK$3,903/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$128,270/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,140
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,940
−HK$1,827/mo
Today · 4.125%
HK$70,767
baseline
▲ 0.50% · 4.625%
HK$74,497
+HK$3,730/mo
Deposit HK$8.82M · loan HK$13.23M · min. income ≈ HK$141,534/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,409
−HK$4,415/mo
▼ 0.25% · 3.875%
HK$72,599
−HK$2,225/mo
Today · 4.125%
HK$74,824
baseline
▲ 0.50% · 4.625%
HK$79,377
+HK$4,553/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,648/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,329
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,430
−HK$2,131/mo
Today · 4.125%
HK$82,561
baseline
▲ 0.50% · 4.625%
HK$86,913
+HK$4,352/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,122/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$937,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,526
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,342
−HK$2,861/mo
Today · 4.125%
HK$96,203
baseline
▲ 0.50% · 4.625%
HK$102,057
+HK$5,854/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,406/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,709
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,410
−HK$2,740/mo
Today · 4.125%
HK$106,150
baseline
▲ 0.50% · 4.625%
HK$111,746
+HK$5,596/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,300/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,360 · Scale 2, in force from 26 Feb 2026)