LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,300
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,865
−HK$1,589/mo
Today · 4.125%
HK$53,454
baseline
▲ 0.50% · 4.625%
HK$56,707
+HK$3,253/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,908/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,958
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,459
−HK$1,523/mo
Today · 4.125%
HK$58,982
baseline
▲ 0.50% · 4.625%
HK$62,091
+HK$3,109/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,964/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,360
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,238
−HK$1,907/mo
Today · 4.125%
HK$64,145
baseline
▲ 0.50% · 4.625%
HK$68,048
+HK$3,903/mo
Deposit HK$8.82M · loan HK$13.24M · min. income ≈ HK$128,290/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,150
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,951
−HK$1,827/mo
Today · 4.125%
HK$70,778
baseline
▲ 0.50% · 4.625%
HK$74,509
+HK$3,731/mo
Deposit HK$8.82M · loan HK$13.24M · min. income ≈ HK$141,556/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,420
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,611
−HK$2,225/mo
Today · 4.125%
HK$74,836
baseline
▲ 0.50% · 4.625%
HK$79,390
+HK$4,554/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,672/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,342
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$80,443
−HK$2,131/mo
Today · 4.125%
HK$82,574
baseline
▲ 0.50% · 4.625%
HK$86,927
+HK$4,353/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,148/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,540
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$93,357
−HK$2,861/mo
Today · 4.125%
HK$96,218
baseline
▲ 0.50% · 4.625%
HK$102,073
+HK$5,855/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,436/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,725
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,427
−HK$2,740/mo
Today · 4.125%
HK$106,167
baseline
▲ 0.50% · 4.625%
HK$111,763
+HK$5,596/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,334/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,507 · Scale 2, in force from 26 Feb 2026)