LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,304
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,868
−HK$1,590/mo
Today · 4.125%
HK$53,458
baseline
▲ 0.50% · 4.625%
HK$56,711
+HK$3,253/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,916/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,962
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,463
−HK$1,523/mo
Today · 4.125%
HK$58,986
baseline
▲ 0.50% · 4.625%
HK$62,095
+HK$3,109/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,972/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,364
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,242
−HK$1,908/mo
Today · 4.125%
HK$64,150
baseline
▲ 0.50% · 4.625%
HK$68,053
+HK$3,903/mo
Deposit HK$8.82M · loan HK$13.24M · min. income ≈ HK$128,300/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,155
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,956
−HK$1,827/mo
Today · 4.125%
HK$70,783
baseline
▲ 0.50% · 4.625%
HK$74,514
+HK$3,731/mo
Deposit HK$8.82M · loan HK$13.24M · min. income ≈ HK$141,566/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,425
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,616
−HK$2,225/mo
Today · 4.125%
HK$74,841
baseline
▲ 0.50% · 4.625%
HK$79,395
+HK$4,554/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,682/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,347
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,448
−HK$2,132/mo
Today · 4.125%
HK$82,580
baseline
▲ 0.50% · 4.625%
HK$86,933
+HK$4,353/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,160/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,547
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$93,363
−HK$2,862/mo
Today · 4.125%
HK$96,225
baseline
▲ 0.50% · 4.625%
HK$102,080
+HK$5,855/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,450/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,732
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,434
−HK$2,740/mo
Today · 4.125%
HK$106,174
baseline
▲ 0.50% · 4.625%
HK$111,771
+HK$5,597/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,348/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,572 · Scale 2, in force from 26 Feb 2026)