LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,304
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,869
−HK$1,590/mo
Today · 4.125%
HK$53,459
baseline
▲ 0.50% · 4.625%
HK$56,711
+HK$3,252/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,918/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,963
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,464
−HK$1,522/mo
Today · 4.125%
HK$58,986
baseline
▲ 0.50% · 4.625%
HK$62,096
+HK$3,110/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,972/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,365
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,243
−HK$1,907/mo
Today · 4.125%
HK$64,150
baseline
▲ 0.50% · 4.625%
HK$68,054
+HK$3,904/mo
Deposit HK$8.82M · loan HK$13.24M · min. income ≈ HK$128,300/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,155
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,956
−HK$1,828/mo
Today · 4.125%
HK$70,784
baseline
▲ 0.50% · 4.625%
HK$74,515
+HK$3,731/mo
Deposit HK$8.82M · loan HK$13.24M · min. income ≈ HK$141,568/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,426
−HK$4,416/mo
▼ 0.25% · 3.875%
HK$72,616
−HK$2,226/mo
Today · 4.125%
HK$74,842
baseline
▲ 0.50% · 4.625%
HK$79,396
+HK$4,554/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,684/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,348
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,449
−HK$2,132/mo
Today · 4.125%
HK$82,581
baseline
▲ 0.50% · 4.625%
HK$86,934
+HK$4,353/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,162/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,547
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$93,364
−HK$2,861/mo
Today · 4.125%
HK$96,225
baseline
▲ 0.50% · 4.625%
HK$102,081
+HK$5,856/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$192,450/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,733
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,435
−HK$2,740/mo
Today · 4.125%
HK$106,175
baseline
▲ 0.50% · 4.625%
HK$111,772
+HK$5,597/mo
Deposit HK$2.21M · loan HK$19.85M · min. income ≈ HK$212,350/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,581 · Scale 2, in force from 26 Feb 2026)