LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,310
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,875
−HK$1,589/mo
Today · 4.125%
HK$53,464
baseline
▲ 0.50% · 4.625%
HK$56,718
+HK$3,254/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,928/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,969
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,470
−HK$1,523/mo
Today · 4.125%
HK$58,993
baseline
▲ 0.50% · 4.625%
HK$62,102
+HK$3,109/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,986/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,372
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,249
−HK$1,908/mo
Today · 4.125%
HK$64,157
baseline
▲ 0.50% · 4.625%
HK$68,061
+HK$3,904/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,314/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,163
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,964
−HK$1,827/mo
Today · 4.125%
HK$70,791
baseline
▲ 0.50% · 4.625%
HK$74,523
+HK$3,732/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,582/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,433
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,624
−HK$2,226/mo
Today · 4.125%
HK$74,850
baseline
▲ 0.50% · 4.625%
HK$79,405
+HK$4,555/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$149,700/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,357
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$80,458
−HK$2,132/mo
Today · 4.125%
HK$82,590
baseline
▲ 0.50% · 4.625%
HK$86,943
+HK$4,353/mo
Deposit HK$6.62M · loan HK$15.44M · min. income ≈ HK$165,180/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,557
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,374
−HK$2,862/mo
Today · 4.125%
HK$96,236
baseline
▲ 0.50% · 4.625%
HK$102,092
+HK$5,856/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$192,472/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,744
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,446
−HK$2,741/mo
Today · 4.125%
HK$106,187
baseline
▲ 0.50% · 4.625%
HK$111,784
+HK$5,597/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$212,374/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,684 · Scale 2, in force from 26 Feb 2026)