LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,313
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,878
−HK$1,590/mo
Today · 4.125%
HK$53,468
baseline
▲ 0.50% · 4.625%
HK$56,721
+HK$3,253/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,936/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,972
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,473
−HK$1,523/mo
Today · 4.125%
HK$58,996
baseline
▲ 0.50% · 4.625%
HK$62,106
+HK$3,110/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,992/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,375
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,253
−HK$1,908/mo
Today · 4.125%
HK$64,161
baseline
▲ 0.50% · 4.625%
HK$68,065
+HK$3,904/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,322/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,167
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,968
−HK$1,827/mo
Today · 4.125%
HK$70,795
baseline
▲ 0.50% · 4.625%
HK$74,527
+HK$3,732/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,590/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,438
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,629
−HK$2,226/mo
Today · 4.125%
HK$74,855
baseline
▲ 0.50% · 4.625%
HK$79,409
+HK$4,554/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,710/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,361
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,463
−HK$2,132/mo
Today · 4.125%
HK$82,595
baseline
▲ 0.50% · 4.625%
HK$86,948
+HK$4,353/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,190/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,563
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,380
−HK$2,862/mo
Today · 4.125%
HK$96,242
baseline
▲ 0.50% · 4.625%
HK$102,098
+HK$5,856/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$192,484/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,750
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,452
−HK$2,741/mo
Today · 4.125%
HK$106,193
baseline
▲ 0.50% · 4.625%
HK$111,791
+HK$5,598/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$212,386/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,738 · Scale 2, in force from 26 Feb 2026)