LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,313
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,878
−HK$1,590/mo
Today · 4.125%
HK$53,468
baseline
▲ 0.50% · 4.625%
HK$56,722
+HK$3,254/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,936/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,973
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,474
−HK$1,523/mo
Today · 4.125%
HK$58,997
baseline
▲ 0.50% · 4.625%
HK$62,107
+HK$3,110/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,994/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,376
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,254
−HK$1,908/mo
Today · 4.125%
HK$64,162
baseline
▲ 0.50% · 4.625%
HK$68,066
+HK$3,904/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,324/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,168
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,969
−HK$1,828/mo
Today · 4.125%
HK$70,797
baseline
▲ 0.50% · 4.625%
HK$74,528
+HK$3,731/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,594/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,439
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,630
−HK$2,226/mo
Today · 4.125%
HK$74,856
baseline
▲ 0.50% · 4.625%
HK$79,411
+HK$4,555/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,712/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,362
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,464
−HK$2,132/mo
Today · 4.125%
HK$82,596
baseline
▲ 0.50% · 4.625%
HK$86,950
+HK$4,354/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,192/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,564
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,381
−HK$2,862/mo
Today · 4.125%
HK$96,243
baseline
▲ 0.50% · 4.625%
HK$102,099
+HK$5,856/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$192,486/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,751
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,454
−HK$2,741/mo
Today · 4.125%
HK$106,195
baseline
▲ 0.50% · 4.625%
HK$111,792
+HK$5,597/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$212,390/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,753 · Scale 2, in force from 26 Feb 2026)