LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,315
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,880
−HK$1,590/mo
Today · 4.125%
HK$53,470
baseline
▲ 0.50% · 4.625%
HK$56,724
+HK$3,254/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,940/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,975
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,476
−HK$1,523/mo
Today · 4.125%
HK$58,999
baseline
▲ 0.50% · 4.625%
HK$62,109
+HK$3,110/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$117,998/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,378
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,256
−HK$1,908/mo
Today · 4.125%
HK$64,164
baseline
▲ 0.50% · 4.625%
HK$68,069
+HK$3,905/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,328/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,170
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,972
−HK$1,827/mo
Today · 4.125%
HK$70,799
baseline
▲ 0.50% · 4.625%
HK$74,531
+HK$3,732/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,598/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,441
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$72,632
−HK$2,227/mo
Today · 4.125%
HK$74,859
baseline
▲ 0.50% · 4.625%
HK$79,414
+HK$4,555/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,718/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,365
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,467
−HK$2,132/mo
Today · 4.125%
HK$82,599
baseline
▲ 0.50% · 4.625%
HK$86,953
+HK$4,354/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,198/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,567
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,385
−HK$2,862/mo
Today · 4.125%
HK$96,247
baseline
▲ 0.50% · 4.625%
HK$102,103
+HK$5,856/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$192,494/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,755
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,457
−HK$2,742/mo
Today · 4.125%
HK$106,199
baseline
▲ 0.50% · 4.625%
HK$111,797
+HK$5,598/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$212,398/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,788 · Scale 2, in force from 26 Feb 2026)