LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,319
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,884
−HK$1,590/mo
Today · 4.125%
HK$53,474
baseline
▲ 0.50% · 4.625%
HK$56,728
+HK$3,254/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,948/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,979
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,481
−HK$1,523/mo
Today · 4.125%
HK$59,004
baseline
▲ 0.50% · 4.625%
HK$62,114
+HK$3,110/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$118,008/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,383
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,261
−HK$1,908/mo
Today · 4.125%
HK$64,169
baseline
▲ 0.50% · 4.625%
HK$68,074
+HK$3,905/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,338/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,175
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,977
−HK$1,828/mo
Today · 4.125%
HK$70,805
baseline
▲ 0.50% · 4.625%
HK$74,537
+HK$3,732/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,610/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,447
−HK$4,417/mo
▼ 0.25% · 3.875%
HK$72,638
−HK$2,226/mo
Today · 4.125%
HK$74,864
baseline
▲ 0.50% · 4.625%
HK$79,420
+HK$4,556/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,728/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,371
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,473
−HK$2,132/mo
Today · 4.125%
HK$82,605
baseline
▲ 0.50% · 4.625%
HK$86,960
+HK$4,355/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,210/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,574
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,392
−HK$2,862/mo
Today · 4.125%
HK$96,254
baseline
▲ 0.50% · 4.625%
HK$102,111
+HK$5,857/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$192,508/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,763
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,465
−HK$2,742/mo
Today · 4.125%
HK$106,207
baseline
▲ 0.50% · 4.625%
HK$111,805
+HK$5,598/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$212,414/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,859 · Scale 2, in force from 26 Feb 2026)