LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,319
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,885
−HK$1,590/mo
Today · 4.125%
HK$53,475
baseline
▲ 0.50% · 4.625%
HK$56,729
+HK$3,254/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,950/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,980
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,481
−HK$1,523/mo
Today · 4.125%
HK$59,004
baseline
▲ 0.50% · 4.625%
HK$62,114
+HK$3,110/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$118,008/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,383
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,262
−HK$1,908/mo
Today · 4.125%
HK$64,170
baseline
▲ 0.50% · 4.625%
HK$68,074
+HK$3,904/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,340/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,176
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,977
−HK$1,828/mo
Today · 4.125%
HK$70,805
baseline
▲ 0.50% · 4.625%
HK$74,537
+HK$3,732/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,610/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$937,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,447
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$72,639
−HK$2,226/mo
Today · 4.125%
HK$74,865
baseline
▲ 0.50% · 4.625%
HK$79,420
+HK$4,555/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,730/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,372
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,474
−HK$2,132/mo
Today · 4.125%
HK$82,606
baseline
▲ 0.50% · 4.625%
HK$86,960
+HK$4,354/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,212/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,575
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,392
−HK$2,863/mo
Today · 4.125%
HK$96,255
baseline
▲ 0.50% · 4.625%
HK$102,112
+HK$5,857/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$192,510/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,764
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,466
−HK$2,742/mo
Today · 4.125%
HK$106,208
baseline
▲ 0.50% · 4.625%
HK$111,806
+HK$5,598/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$212,416/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,867 · Scale 2, in force from 26 Feb 2026)