LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,323
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,888
−HK$1,590/mo
Today · 4.125%
HK$53,478
baseline
▲ 0.50% · 4.625%
HK$56,732
+HK$3,254/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$106,956/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,983
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,485
−HK$1,523/mo
Today · 4.125%
HK$59,008
baseline
▲ 0.50% · 4.625%
HK$62,118
+HK$3,110/mo
Deposit HK$11.03M · loan HK$11.03M · min. income ≈ HK$118,016/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,387
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,266
−HK$1,908/mo
Today · 4.125%
HK$64,174
baseline
▲ 0.50% · 4.625%
HK$68,079
+HK$3,905/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,348/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$937,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,180
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,982
−HK$1,828/mo
Today · 4.125%
HK$70,810
baseline
▲ 0.50% · 4.625%
HK$74,542
+HK$3,732/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,620/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$937,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,452
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$72,643
−HK$2,227/mo
Today · 4.125%
HK$74,870
baseline
▲ 0.50% · 4.625%
HK$79,425
+HK$4,555/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,740/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,377
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,479
−HK$2,132/mo
Today · 4.125%
HK$82,611
baseline
▲ 0.50% · 4.625%
HK$86,966
+HK$4,355/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,222/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,581
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,398
−HK$2,863/mo
Today · 4.125%
HK$96,261
baseline
▲ 0.50% · 4.625%
HK$102,118
+HK$5,857/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$192,522/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,770
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$103,473
−HK$2,742/mo
Today · 4.125%
HK$106,215
baseline
▲ 0.50% · 4.625%
HK$111,813
+HK$5,598/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$212,430/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$937,927 · Scale 2, in force from 26 Feb 2026)