LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,326
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,891
−HK$1,591/mo
Today · 4.125%
HK$53,482
baseline
▲ 0.50% · 4.625%
HK$56,736
+HK$3,254/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,964/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,987
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,488
−HK$1,524/mo
Today · 4.125%
HK$59,012
baseline
▲ 0.50% · 4.625%
HK$62,122
+HK$3,110/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,024/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$937,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,391
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,269
−HK$1,909/mo
Today · 4.125%
HK$64,178
baseline
▲ 0.50% · 4.625%
HK$68,083
+HK$3,905/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,356/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$937,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,184
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,986
−HK$1,828/mo
Today · 4.125%
HK$70,814
baseline
▲ 0.50% · 4.625%
HK$74,547
+HK$3,733/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,628/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$937,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,456
−HK$4,418/mo
▼ 0.25% · 3.875%
HK$72,648
−HK$2,226/mo
Today · 4.125%
HK$74,874
baseline
▲ 0.50% · 4.625%
HK$79,430
+HK$4,556/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,748/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,382
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$80,484
−HK$2,132/mo
Today · 4.125%
HK$82,616
baseline
▲ 0.50% · 4.625%
HK$86,971
+HK$4,355/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,232/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$937,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,586
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$93,404
−HK$2,863/mo
Today · 4.125%
HK$96,267
baseline
▲ 0.50% · 4.625%
HK$102,125
+HK$5,858/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$192,534/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$937,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,776
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$103,479
−HK$2,742/mo
Today · 4.125%
HK$106,221
baseline
▲ 0.50% · 4.625%
HK$111,820
+HK$5,599/mo
Deposit HK$2.21M · loan HK$19.86M · min. income ≈ HK$212,442/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$937,985 · Scale 2, in force from 26 Feb 2026)