LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,331
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,896
−HK$1,591/mo
Today · 4.125%
HK$53,487
baseline
▲ 0.50% · 4.625%
HK$56,742
+HK$3,255/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,974/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$938,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,993
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,494
−HK$1,524/mo
Today · 4.125%
HK$59,018
baseline
▲ 0.50% · 4.625%
HK$62,129
+HK$3,111/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,036/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$938,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,397
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,276
−HK$1,909/mo
Today · 4.125%
HK$64,185
baseline
▲ 0.50% · 4.625%
HK$68,090
+HK$3,905/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,370/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,191
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,993
−HK$1,828/mo
Today · 4.125%
HK$70,821
baseline
▲ 0.50% · 4.625%
HK$74,554
+HK$3,733/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,642/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,463
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,655
−HK$2,227/mo
Today · 4.125%
HK$74,882
baseline
▲ 0.50% · 4.625%
HK$79,438
+HK$4,556/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,764/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,390
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,492
−HK$2,133/mo
Today · 4.125%
HK$82,625
baseline
▲ 0.50% · 4.625%
HK$86,980
+HK$4,355/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,250/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,596
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$93,414
−HK$2,863/mo
Today · 4.125%
HK$96,277
baseline
▲ 0.50% · 4.625%
HK$102,135
+HK$5,858/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,554/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,787
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$103,490
−HK$2,742/mo
Today · 4.125%
HK$106,232
baseline
▲ 0.50% · 4.625%
HK$111,832
+HK$5,600/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,464/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,080 · Scale 2, in force from 26 Feb 2026)