LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,332
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,897
−HK$1,591/mo
Today · 4.125%
HK$53,488
baseline
▲ 0.50% · 4.625%
HK$56,742
+HK$3,254/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,976/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$938,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,993
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,495
−HK$1,523/mo
Today · 4.125%
HK$59,018
baseline
▲ 0.50% · 4.625%
HK$62,129
+HK$3,111/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,036/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$938,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,398
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,277
−HK$1,908/mo
Today · 4.125%
HK$64,185
baseline
▲ 0.50% · 4.625%
HK$68,091
+HK$3,906/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,370/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,192
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,994
−HK$1,828/mo
Today · 4.125%
HK$70,822
baseline
▲ 0.50% · 4.625%
HK$74,555
+HK$3,733/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,644/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,464
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,656
−HK$2,227/mo
Today · 4.125%
HK$74,883
baseline
▲ 0.50% · 4.625%
HK$79,439
+HK$4,556/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,766/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,391
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,493
−HK$2,133/mo
Today · 4.125%
HK$82,626
baseline
▲ 0.50% · 4.625%
HK$86,981
+HK$4,355/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,252/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,597
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$93,415
−HK$2,863/mo
Today · 4.125%
HK$96,278
baseline
▲ 0.50% · 4.625%
HK$102,136
+HK$5,858/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,556/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,788
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$103,491
−HK$2,742/mo
Today · 4.125%
HK$106,233
baseline
▲ 0.50% · 4.625%
HK$111,833
+HK$5,600/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,466/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,092 · Scale 2, in force from 26 Feb 2026)