LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,333
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,899
−HK$1,590/mo
Today · 4.125%
HK$53,489
baseline
▲ 0.50% · 4.625%
HK$56,744
+HK$3,255/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,978/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$938,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,995
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,497
−HK$1,523/mo
Today · 4.125%
HK$59,020
baseline
▲ 0.50% · 4.625%
HK$62,131
+HK$3,111/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,040/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$938,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,400
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,278
−HK$1,909/mo
Today · 4.125%
HK$64,187
baseline
▲ 0.50% · 4.625%
HK$68,093
+HK$3,906/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,374/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,194
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$68,996
−HK$1,828/mo
Today · 4.125%
HK$70,824
baseline
▲ 0.50% · 4.625%
HK$74,558
+HK$3,734/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,648/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,466
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,658
−HK$2,227/mo
Today · 4.125%
HK$74,885
baseline
▲ 0.50% · 4.625%
HK$79,442
+HK$4,557/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,770/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,393
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,495
−HK$2,133/mo
Today · 4.125%
HK$82,628
baseline
▲ 0.50% · 4.625%
HK$86,984
+HK$4,356/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,256/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,599
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,418
−HK$2,863/mo
Today · 4.125%
HK$96,281
baseline
▲ 0.50% · 4.625%
HK$102,139
+HK$5,858/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,562/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,791
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$103,494
−HK$2,742/mo
Today · 4.125%
HK$106,236
baseline
▲ 0.50% · 4.625%
HK$111,836
+HK$5,600/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,472/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,120 · Scale 2, in force from 26 Feb 2026)