LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,335
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,901
−HK$1,591/mo
Today · 4.125%
HK$53,492
baseline
▲ 0.50% · 4.625%
HK$56,747
+HK$3,255/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,984/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,998
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,499
−HK$1,524/mo
Today · 4.125%
HK$59,023
baseline
▲ 0.50% · 4.625%
HK$62,134
+HK$3,111/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,046/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,403
−HK$3,787/mo
▼ 0.25% · 3.875%
HK$62,281
−HK$1,909/mo
Today · 4.125%
HK$64,190
baseline
▲ 0.50% · 4.625%
HK$68,096
+HK$3,906/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,380/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,197
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$68,999
−HK$1,829/mo
Today · 4.125%
HK$70,828
baseline
▲ 0.50% · 4.625%
HK$74,561
+HK$3,733/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,656/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,470
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,662
−HK$2,227/mo
Today · 4.125%
HK$74,889
baseline
▲ 0.50% · 4.625%
HK$79,445
+HK$4,556/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,778/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,397
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,499
−HK$2,133/mo
Today · 4.125%
HK$82,632
baseline
▲ 0.50% · 4.625%
HK$86,988
+HK$4,356/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,264/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,604
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$93,422
−HK$2,863/mo
Today · 4.125%
HK$96,285
baseline
▲ 0.50% · 4.625%
HK$102,144
+HK$5,859/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,570/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,796
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$103,499
−HK$2,742/mo
Today · 4.125%
HK$106,241
baseline
▲ 0.50% · 4.625%
HK$111,842
+HK$5,601/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,482/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,165 · Scale 2, in force from 26 Feb 2026)