LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,337
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,902
−HK$1,591/mo
Today · 4.125%
HK$53,493
baseline
▲ 0.50% · 4.625%
HK$56,748
+HK$3,255/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,986/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,999
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,501
−HK$1,523/mo
Today · 4.125%
HK$59,024
baseline
▲ 0.50% · 4.625%
HK$62,136
+HK$3,112/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,048/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,404
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,283
−HK$1,909/mo
Today · 4.125%
HK$64,192
baseline
▲ 0.50% · 4.625%
HK$68,098
+HK$3,906/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$128,384/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,199
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$69,001
−HK$1,828/mo
Today · 4.125%
HK$70,829
baseline
▲ 0.50% · 4.625%
HK$74,563
+HK$3,734/mo
Deposit HK$8.83M · loan HK$13.24M · min. income ≈ HK$141,658/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,471
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,663
−HK$2,227/mo
Today · 4.125%
HK$74,890
baseline
▲ 0.50% · 4.625%
HK$79,447
+HK$4,557/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,780/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,399
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,501
−HK$2,133/mo
Today · 4.125%
HK$82,634
baseline
▲ 0.50% · 4.625%
HK$86,990
+HK$4,356/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,268/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,606
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,424
−HK$2,864/mo
Today · 4.125%
HK$96,288
baseline
▲ 0.50% · 4.625%
HK$102,147
+HK$5,859/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,576/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,798
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,502
−HK$2,742/mo
Today · 4.125%
HK$106,244
baseline
▲ 0.50% · 4.625%
HK$111,844
+HK$5,600/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,488/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,187 · Scale 2, in force from 26 Feb 2026)