LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,337
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,903
−HK$1,591/mo
Today · 4.125%
HK$53,494
baseline
▲ 0.50% · 4.625%
HK$56,749
+HK$3,255/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,988/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,000
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,502
−HK$1,523/mo
Today · 4.125%
HK$59,025
baseline
▲ 0.50% · 4.625%
HK$62,137
+HK$3,112/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,050/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,405
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,284
−HK$1,909/mo
Today · 4.125%
HK$64,193
baseline
▲ 0.50% · 4.625%
HK$68,099
+HK$3,906/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,386/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,200
−HK$3,630/mo
▼ 0.25% · 3.875%
HK$69,002
−HK$1,828/mo
Today · 4.125%
HK$70,830
baseline
▲ 0.50% · 4.625%
HK$74,564
+HK$3,734/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,660/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,472
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,664
−HK$2,227/mo
Today · 4.125%
HK$74,891
baseline
▲ 0.50% · 4.625%
HK$79,448
+HK$4,557/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,782/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,400
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,502
−HK$2,133/mo
Today · 4.125%
HK$82,635
baseline
▲ 0.50% · 4.625%
HK$86,991
+HK$4,356/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,270/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,607
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,425
−HK$2,864/mo
Today · 4.125%
HK$96,289
baseline
▲ 0.50% · 4.625%
HK$102,148
+HK$5,859/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,578/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,799
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,503
−HK$2,742/mo
Today · 4.125%
HK$106,245
baseline
▲ 0.50% · 4.625%
HK$111,846
+HK$5,601/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,490/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,200 · Scale 2, in force from 26 Feb 2026)