LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,339
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$51,904
−HK$1,591/mo
Today · 4.125%
HK$53,495
baseline
▲ 0.50% · 4.625%
HK$56,750
+HK$3,255/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,990/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,001
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,503
−HK$1,524/mo
Today · 4.125%
HK$59,027
baseline
▲ 0.50% · 4.625%
HK$62,138
+HK$3,111/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,054/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,406
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,285
−HK$1,909/mo
Today · 4.125%
HK$64,194
baseline
▲ 0.50% · 4.625%
HK$68,100
+HK$3,906/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,388/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,201
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,004
−HK$1,828/mo
Today · 4.125%
HK$70,832
baseline
▲ 0.50% · 4.625%
HK$74,566
+HK$3,734/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,664/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,474
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,666
−HK$2,227/mo
Today · 4.125%
HK$74,893
baseline
▲ 0.50% · 4.625%
HK$79,450
+HK$4,557/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,786/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,402
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,504
−HK$2,133/mo
Today · 4.125%
HK$82,637
baseline
▲ 0.50% · 4.625%
HK$86,993
+HK$4,356/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,274/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,609
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,428
−HK$2,863/mo
Today · 4.125%
HK$96,291
baseline
▲ 0.50% · 4.625%
HK$102,150
+HK$5,859/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,582/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,802
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,505
−HK$2,743/mo
Today · 4.125%
HK$106,248
baseline
▲ 0.50% · 4.625%
HK$111,848
+HK$5,600/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,496/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,222 · Scale 2, in force from 26 Feb 2026)