LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,339
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,905
−HK$1,591/mo
Today · 4.125%
HK$53,496
baseline
▲ 0.50% · 4.625%
HK$56,751
+HK$3,255/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,992/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,002
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,504
−HK$1,523/mo
Today · 4.125%
HK$59,027
baseline
▲ 0.50% · 4.625%
HK$62,139
+HK$3,112/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,054/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,407
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,286
−HK$1,909/mo
Today · 4.125%
HK$64,195
baseline
▲ 0.50% · 4.625%
HK$68,101
+HK$3,906/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,390/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,202
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,004
−HK$1,829/mo
Today · 4.125%
HK$70,833
baseline
▲ 0.50% · 4.625%
HK$74,567
+HK$3,734/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,666/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,475
−HK$4,419/mo
▼ 0.25% · 3.875%
HK$72,667
−HK$2,227/mo
Today · 4.125%
HK$74,894
baseline
▲ 0.50% · 4.625%
HK$79,451
+HK$4,557/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,788/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,403
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$80,505
−HK$2,133/mo
Today · 4.125%
HK$82,638
baseline
▲ 0.50% · 4.625%
HK$86,994
+HK$4,356/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,276/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,610
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,429
−HK$2,864/mo
Today · 4.125%
HK$96,293
baseline
▲ 0.50% · 4.625%
HK$102,152
+HK$5,859/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,586/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,803
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,507
−HK$2,742/mo
Today · 4.125%
HK$106,249
baseline
▲ 0.50% · 4.625%
HK$111,850
+HK$5,601/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,498/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,234 · Scale 2, in force from 26 Feb 2026)