LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,341
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,907
−HK$1,591/mo
Today · 4.125%
HK$53,498
baseline
▲ 0.50% · 4.625%
HK$56,753
+HK$3,255/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$106,996/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,004
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$57,506
−HK$1,523/mo
Today · 4.125%
HK$59,029
baseline
▲ 0.50% · 4.625%
HK$62,141
+HK$3,112/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,058/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,409
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,288
−HK$1,909/mo
Today · 4.125%
HK$64,197
baseline
▲ 0.50% · 4.625%
HK$68,104
+HK$3,907/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,394/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,204
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,007
−HK$1,828/mo
Today · 4.125%
HK$70,835
baseline
▲ 0.50% · 4.625%
HK$74,569
+HK$3,734/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,670/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,477
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,670
−HK$2,227/mo
Today · 4.125%
HK$74,897
baseline
▲ 0.50% · 4.625%
HK$79,454
+HK$4,557/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,794/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,405
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,508
−HK$2,133/mo
Today · 4.125%
HK$82,641
baseline
▲ 0.50% · 4.625%
HK$86,997
+HK$4,356/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,282/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,614
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,432
−HK$2,864/mo
Today · 4.125%
HK$96,296
baseline
▲ 0.50% · 4.625%
HK$102,155
+HK$5,859/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,592/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,807
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,510
−HK$2,743/mo
Today · 4.125%
HK$106,253
baseline
▲ 0.50% · 4.625%
HK$111,854
+HK$5,601/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,506/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,267 · Scale 2, in force from 26 Feb 2026)