LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,344
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,910
−HK$1,591/mo
Today · 4.125%
HK$53,501
baseline
▲ 0.50% · 4.625%
HK$56,757
+HK$3,256/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,002/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,008
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,510
−HK$1,524/mo
Today · 4.125%
HK$59,034
baseline
▲ 0.50% · 4.625%
HK$62,145
+HK$3,111/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,068/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,413
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,292
−HK$1,910/mo
Today · 4.125%
HK$64,202
baseline
▲ 0.50% · 4.625%
HK$68,108
+HK$3,906/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,404/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,209
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,012
−HK$1,828/mo
Today · 4.125%
HK$70,840
baseline
▲ 0.50% · 4.625%
HK$74,574
+HK$3,734/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,680/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,482
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,674
−HK$2,228/mo
Today · 4.125%
HK$74,902
baseline
▲ 0.50% · 4.625%
HK$79,460
+HK$4,558/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$149,804/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,411
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,514
−HK$2,133/mo
Today · 4.125%
HK$82,647
baseline
▲ 0.50% · 4.625%
HK$87,003
+HK$4,356/mo
Deposit HK$6.62M · loan HK$15.45M · min. income ≈ HK$165,294/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,620
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,439
−HK$2,864/mo
Today · 4.125%
HK$96,303
baseline
▲ 0.50% · 4.625%
HK$102,162
+HK$5,859/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,606/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,814
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,517
−HK$2,743/mo
Today · 4.125%
HK$106,260
baseline
▲ 0.50% · 4.625%
HK$111,861
+HK$5,601/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,520/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,331 · Scale 2, in force from 26 Feb 2026)