LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,345
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,911
−HK$1,591/mo
Today · 4.125%
HK$53,502
baseline
▲ 0.50% · 4.625%
HK$56,757
+HK$3,255/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,004/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,008
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,510
−HK$1,524/mo
Today · 4.125%
HK$59,034
baseline
▲ 0.50% · 4.625%
HK$62,146
+HK$3,112/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,068/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,414
−HK$3,788/mo
▼ 0.25% · 3.875%
HK$62,293
−HK$1,909/mo
Today · 4.125%
HK$64,202
baseline
▲ 0.50% · 4.625%
HK$68,109
+HK$3,907/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,404/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,210
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,012
−HK$1,829/mo
Today · 4.125%
HK$70,841
baseline
▲ 0.50% · 4.625%
HK$74,575
+HK$3,734/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,682/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,483
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,675
−HK$2,228/mo
Today · 4.125%
HK$74,903
baseline
▲ 0.50% · 4.625%
HK$79,460
+HK$4,557/mo
Deposit HK$6.62M · loan HK$15.46M · min. income ≈ HK$149,806/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,412
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,514
−HK$2,134/mo
Today · 4.125%
HK$82,648
baseline
▲ 0.50% · 4.625%
HK$87,004
+HK$4,356/mo
Deposit HK$6.62M · loan HK$15.46M · min. income ≈ HK$165,296/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,621
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,440
−HK$2,864/mo
Today · 4.125%
HK$96,304
baseline
▲ 0.50% · 4.625%
HK$102,163
+HK$5,859/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,608/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,815
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,519
−HK$2,743/mo
Today · 4.125%
HK$106,262
baseline
▲ 0.50% · 4.625%
HK$111,863
+HK$5,601/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,524/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,342 · Scale 2, in force from 26 Feb 2026)