LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,350
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,916
−HK$1,591/mo
Today · 4.125%
HK$53,507
baseline
▲ 0.50% · 4.625%
HK$56,763
+HK$3,256/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,014/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,014
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,516
−HK$1,524/mo
Today · 4.125%
HK$59,040
baseline
▲ 0.50% · 4.625%
HK$62,152
+HK$3,112/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,080/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,420
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,299
−HK$1,910/mo
Today · 4.125%
HK$64,209
baseline
▲ 0.50% · 4.625%
HK$68,116
+HK$3,907/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,418/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,217
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,019
−HK$1,829/mo
Today · 4.125%
HK$70,848
baseline
▲ 0.50% · 4.625%
HK$74,583
+HK$3,735/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,696/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,490
−HK$4,420/mo
▼ 0.25% · 3.875%
HK$72,683
−HK$2,227/mo
Today · 4.125%
HK$74,910
baseline
▲ 0.50% · 4.625%
HK$79,469
+HK$4,559/mo
Deposit HK$6.62M · loan HK$15.46M · min. income ≈ HK$149,820/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,420
−HK$4,236/mo
▼ 0.25% · 3.875%
HK$80,523
−HK$2,133/mo
Today · 4.125%
HK$82,656
baseline
▲ 0.50% · 4.625%
HK$87,013
+HK$4,357/mo
Deposit HK$6.62M · loan HK$15.46M · min. income ≈ HK$165,312/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,630
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,449
−HK$2,864/mo
Today · 4.125%
HK$96,313
baseline
▲ 0.50% · 4.625%
HK$102,174
+HK$5,861/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,626/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,825
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,529
−HK$2,743/mo
Today · 4.125%
HK$106,272
baseline
▲ 0.50% · 4.625%
HK$111,874
+HK$5,602/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,544/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,438 · Scale 2, in force from 26 Feb 2026)