LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,351
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$51,917
−HK$1,591/mo
Today · 4.125%
HK$53,508
baseline
▲ 0.50% · 4.625%
HK$56,764
+HK$3,256/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,016/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,015
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,517
−HK$1,524/mo
Today · 4.125%
HK$59,041
baseline
▲ 0.50% · 4.625%
HK$62,153
+HK$3,112/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,082/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,421
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,300
−HK$1,910/mo
Today · 4.125%
HK$64,210
baseline
▲ 0.50% · 4.625%
HK$68,117
+HK$3,907/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,420/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,218
−HK$3,631/mo
▼ 0.25% · 3.875%
HK$69,021
−HK$1,828/mo
Today · 4.125%
HK$70,849
baseline
▲ 0.50% · 4.625%
HK$74,584
+HK$3,735/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,698/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,491
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,684
−HK$2,228/mo
Today · 4.125%
HK$74,912
baseline
▲ 0.50% · 4.625%
HK$79,470
+HK$4,558/mo
Deposit HK$6.62M · loan HK$15.46M · min. income ≈ HK$149,824/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,421
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$80,524
−HK$2,134/mo
Today · 4.125%
HK$82,658
baseline
▲ 0.50% · 4.625%
HK$87,015
+HK$4,357/mo
Deposit HK$6.62M · loan HK$15.46M · min. income ≈ HK$165,316/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,632
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,451
−HK$2,864/mo
Today · 4.125%
HK$96,315
baseline
▲ 0.50% · 4.625%
HK$102,175
+HK$5,860/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,630/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,827
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,531
−HK$2,743/mo
Today · 4.125%
HK$106,274
baseline
▲ 0.50% · 4.625%
HK$111,876
+HK$5,602/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,548/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,452 · Scale 2, in force from 26 Feb 2026)