LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,353
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,920
−HK$1,591/mo
Today · 4.125%
HK$53,511
baseline
▲ 0.50% · 4.625%
HK$56,767
+HK$3,256/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,022/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,018
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,520
−HK$1,524/mo
Today · 4.125%
HK$59,044
baseline
▲ 0.50% · 4.625%
HK$62,157
+HK$3,113/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,088/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,424
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,304
−HK$1,909/mo
Today · 4.125%
HK$64,213
baseline
▲ 0.50% · 4.625%
HK$68,121
+HK$3,908/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,426/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,221
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,024
−HK$1,829/mo
Today · 4.125%
HK$70,853
baseline
▲ 0.50% · 4.625%
HK$74,588
+HK$3,735/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,706/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,495
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,688
−HK$2,228/mo
Today · 4.125%
HK$74,916
baseline
▲ 0.50% · 4.625%
HK$79,474
+HK$4,558/mo
Deposit HK$6.62M · loan HK$15.46M · min. income ≈ HK$149,832/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,425
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$80,528
−HK$2,134/mo
Today · 4.125%
HK$82,662
baseline
▲ 0.50% · 4.625%
HK$87,019
+HK$4,357/mo
Deposit HK$6.62M · loan HK$15.46M · min. income ≈ HK$165,324/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,636
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,456
−HK$2,864/mo
Today · 4.125%
HK$96,320
baseline
▲ 0.50% · 4.625%
HK$102,181
+HK$5,861/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$192,640/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,832
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,536
−HK$2,744/mo
Today · 4.125%
HK$106,280
baseline
▲ 0.50% · 4.625%
HK$111,882
+HK$5,602/mo
Deposit HK$2.21M · loan HK$19.87M · min. income ≈ HK$212,560/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,502 · Scale 2, in force from 26 Feb 2026)