LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,356
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,922
−HK$1,592/mo
Today · 4.125%
HK$53,514
baseline
▲ 0.50% · 4.625%
HK$56,770
+HK$3,256/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,028/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,020
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,523
−HK$1,524/mo
Today · 4.125%
HK$59,047
baseline
▲ 0.50% · 4.625%
HK$62,159
+HK$3,112/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,094/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,427
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,307
−HK$1,909/mo
Today · 4.125%
HK$64,216
baseline
▲ 0.50% · 4.625%
HK$68,124
+HK$3,908/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,432/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,224
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,027
−HK$1,829/mo
Today · 4.125%
HK$70,856
baseline
▲ 0.50% · 4.625%
HK$74,591
+HK$3,735/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,712/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,498
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,691
−HK$2,228/mo
Today · 4.125%
HK$74,919
baseline
▲ 0.50% · 4.625%
HK$79,478
+HK$4,559/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$149,838/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,429
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$80,532
−HK$2,134/mo
Today · 4.125%
HK$82,666
baseline
▲ 0.50% · 4.625%
HK$87,023
+HK$4,357/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$165,332/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,641
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,460
−HK$2,865/mo
Today · 4.125%
HK$96,325
baseline
▲ 0.50% · 4.625%
HK$102,186
+HK$5,861/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$192,650/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,837
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,541
−HK$2,744/mo
Today · 4.125%
HK$106,285
baseline
▲ 0.50% · 4.625%
HK$111,887
+HK$5,602/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$212,570/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,546 · Scale 2, in force from 26 Feb 2026)