LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,356
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,923
−HK$1,591/mo
Today · 4.125%
HK$53,514
baseline
▲ 0.50% · 4.625%
HK$56,770
+HK$3,256/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,028/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,021
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,523
−HK$1,524/mo
Today · 4.125%
HK$59,047
baseline
▲ 0.50% · 4.625%
HK$62,160
+HK$3,113/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,094/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,427
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,307
−HK$1,910/mo
Today · 4.125%
HK$64,217
baseline
▲ 0.50% · 4.625%
HK$68,124
+HK$3,907/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,434/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,225
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,028
−HK$1,829/mo
Today · 4.125%
HK$70,857
baseline
▲ 0.50% · 4.625%
HK$74,592
+HK$3,735/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,714/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,499
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,692
−HK$2,228/mo
Today · 4.125%
HK$74,920
baseline
▲ 0.50% · 4.625%
HK$79,478
+HK$4,558/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$149,840/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,429
−HK$4,237/mo
▼ 0.25% · 3.875%
HK$80,532
−HK$2,134/mo
Today · 4.125%
HK$82,666
baseline
▲ 0.50% · 4.625%
HK$87,024
+HK$4,358/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$165,332/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,641
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,461
−HK$2,864/mo
Today · 4.125%
HK$96,325
baseline
▲ 0.50% · 4.625%
HK$102,186
+HK$5,861/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$192,650/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,837
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,542
−HK$2,743/mo
Today · 4.125%
HK$106,285
baseline
▲ 0.50% · 4.625%
HK$111,888
+HK$5,603/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$212,570/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,552 · Scale 2, in force from 26 Feb 2026)