LTV · monthly repayment
▼ 0.50% · 3.625%
HK$503,578
−HK$31,579/mo
▼ 0.25% · 3.875%
HK$519,242
−HK$15,915/mo
Today · 4.125%
HK$535,157
baseline
▲ 0.50% · 4.625%
HK$567,720
+HK$32,563/mo
Deposit HK$110.42M · loan HK$110.42M · min. income ≈ HK$1,070,314/mo (50% DSR)
Upfront cash ≈ HK$124.78M (deposit + AVD stamp duty HK$14,354,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$560,226
−HK$30,267/mo
▼ 0.25% · 3.875%
HK$575,251
−HK$15,242/mo
Today · 4.125%
HK$590,493
baseline
▲ 0.50% · 4.625%
HK$621,619
+HK$31,126/mo
Deposit HK$110.42M · loan HK$110.42M · min. income ≈ HK$1,180,986/mo (50% DSR)
Upfront cash ≈ HK$124.78M (deposit + AVD stamp duty HK$14,354,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$604,294
−HK$37,894/mo
▼ 0.25% · 3.875%
HK$623,091
−HK$19,097/mo
Today · 4.125%
HK$642,188
baseline
▲ 0.50% · 4.625%
HK$681,264
+HK$39,076/mo
Deposit HK$88.34M · loan HK$132.51M · min. income ≈ HK$1,284,376/mo (50% DSR)
Upfront cash ≈ HK$102.69M (deposit + AVD stamp duty HK$14,354,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$672,271
−HK$36,321/mo
▼ 0.25% · 3.875%
HK$690,301
−HK$18,291/mo
Today · 4.125%
HK$708,592
baseline
▲ 0.50% · 4.625%
HK$745,942
+HK$37,350/mo
Deposit HK$88.34M · loan HK$132.51M · min. income ≈ HK$1,417,184/mo (50% DSR)
Upfront cash ≈ HK$102.69M (deposit + AVD stamp duty HK$14,354,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$705,009
−HK$44,211/mo
▼ 0.25% · 3.875%
HK$726,939
−HK$22,281/mo
Today · 4.125%
HK$749,220
baseline
▲ 0.50% · 4.625%
HK$794,808
+HK$45,588/mo
Deposit HK$66.25M · loan HK$154.59M · min. income ≈ HK$1,498,440/mo (50% DSR)
Upfront cash ≈ HK$80.61M (deposit + AVD stamp duty HK$14,354,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$784,316
−HK$42,374/mo
▼ 0.25% · 3.875%
HK$805,351
−HK$21,339/mo
Today · 4.125%
HK$826,690
baseline
▲ 0.50% · 4.625%
HK$870,266
+HK$43,576/mo
Deposit HK$66.25M · loan HK$154.59M · min. income ≈ HK$1,653,380/mo (50% DSR)
Upfront cash ≈ HK$80.61M (deposit + AVD stamp duty HK$14,354,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$906,441
−HK$56,842/mo
▼ 0.25% · 3.875%
HK$934,636
−HK$28,647/mo
Today · 4.125%
HK$963,283
baseline
▲ 0.50% · 4.625%
HK$1,021,896
+HK$58,613/mo
Deposit HK$22.08M · loan HK$198.76M · min. income ≈ HK$1,926,566/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$14,354,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,008,406
−HK$54,481/mo
▼ 0.25% · 3.875%
HK$1,035,451
−HK$27,436/mo
Today · 4.125%
HK$1,062,887
baseline
▲ 0.50% · 4.625%
HK$1,118,914
+HK$56,027/mo
Deposit HK$22.08M · loan HK$198.76M · min. income ≈ HK$2,125,774/mo (50% DSR)
Upfront cash ≈ HK$36.44M (deposit + AVD stamp duty HK$14,354,781 · Scale 2, in force from 26 Feb 2026)