LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,359
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,925
−HK$1,592/mo
Today · 4.125%
HK$53,517
baseline
▲ 0.50% · 4.625%
HK$56,773
+HK$3,256/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,034/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,024
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$57,526
−HK$1,524/mo
Today · 4.125%
HK$59,050
baseline
▲ 0.50% · 4.625%
HK$62,163
+HK$3,113/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,100/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,431
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,310
−HK$1,910/mo
Today · 4.125%
HK$64,220
baseline
▲ 0.50% · 4.625%
HK$68,128
+HK$3,908/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,440/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,228
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,031
−HK$1,830/mo
Today · 4.125%
HK$70,861
baseline
▲ 0.50% · 4.625%
HK$74,596
+HK$3,735/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,722/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,502
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,695
−HK$2,228/mo
Today · 4.125%
HK$74,923
baseline
▲ 0.50% · 4.625%
HK$79,482
+HK$4,559/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$149,846/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,433
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,537
−HK$2,134/mo
Today · 4.125%
HK$82,671
baseline
▲ 0.50% · 4.625%
HK$87,028
+HK$4,357/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$165,342/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,646
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,465
−HK$2,865/mo
Today · 4.125%
HK$96,330
baseline
▲ 0.50% · 4.625%
HK$102,192
+HK$5,862/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$192,660/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,843
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,547
−HK$2,744/mo
Today · 4.125%
HK$106,291
baseline
▲ 0.50% · 4.625%
HK$111,894
+HK$5,603/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$212,582/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,601 · Scale 2, in force from 26 Feb 2026)