LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,361
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,928
−HK$1,591/mo
Today · 4.125%
HK$53,519
baseline
▲ 0.50% · 4.625%
HK$56,776
+HK$3,257/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,038/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,026
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,529
−HK$1,524/mo
Today · 4.125%
HK$59,053
baseline
▲ 0.50% · 4.625%
HK$62,166
+HK$3,113/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,106/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,434
−HK$3,789/mo
▼ 0.25% · 3.875%
HK$62,313
−HK$1,910/mo
Today · 4.125%
HK$64,223
baseline
▲ 0.50% · 4.625%
HK$68,131
+HK$3,908/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,446/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,232
−HK$3,632/mo
▼ 0.25% · 3.875%
HK$69,035
−HK$1,829/mo
Today · 4.125%
HK$70,864
baseline
▲ 0.50% · 4.625%
HK$74,599
+HK$3,735/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,728/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,506
−HK$4,421/mo
▼ 0.25% · 3.875%
HK$72,699
−HK$2,228/mo
Today · 4.125%
HK$74,927
baseline
▲ 0.50% · 4.625%
HK$79,486
+HK$4,559/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$149,854/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,437
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,541
−HK$2,134/mo
Today · 4.125%
HK$82,675
baseline
▲ 0.50% · 4.625%
HK$87,033
+HK$4,358/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$165,350/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,650
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,470
−HK$2,865/mo
Today · 4.125%
HK$96,335
baseline
▲ 0.50% · 4.625%
HK$102,197
+HK$5,862/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$192,670/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,848
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,552
−HK$2,744/mo
Today · 4.125%
HK$106,296
baseline
▲ 0.50% · 4.625%
HK$111,899
+HK$5,603/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$212,592/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,648 · Scale 2, in force from 26 Feb 2026)