LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,362
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,929
−HK$1,592/mo
Today · 4.125%
HK$53,521
baseline
▲ 0.50% · 4.625%
HK$56,777
+HK$3,256/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,042/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,028
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,530
−HK$1,525/mo
Today · 4.125%
HK$59,055
baseline
▲ 0.50% · 4.625%
HK$62,168
+HK$3,113/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,110/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,435
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,315
−HK$1,910/mo
Today · 4.125%
HK$64,225
baseline
▲ 0.50% · 4.625%
HK$68,133
+HK$3,908/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$128,450/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,233
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,036
−HK$1,830/mo
Today · 4.125%
HK$70,866
baseline
▲ 0.50% · 4.625%
HK$74,601
+HK$3,735/mo
Deposit HK$8.83M · loan HK$13.25M · min. income ≈ HK$141,732/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,507
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,701
−HK$2,228/mo
Today · 4.125%
HK$74,929
baseline
▲ 0.50% · 4.625%
HK$79,488
+HK$4,559/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$149,858/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,439
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,542
−HK$2,135/mo
Today · 4.125%
HK$82,677
baseline
▲ 0.50% · 4.625%
HK$87,035
+HK$4,358/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$165,354/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$938,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,652
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,472
−HK$2,865/mo
Today · 4.125%
HK$96,337
baseline
▲ 0.50% · 4.625%
HK$102,199
+HK$5,862/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$192,674/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,850
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,555
−HK$2,743/mo
Today · 4.125%
HK$106,298
baseline
▲ 0.50% · 4.625%
HK$111,902
+HK$5,604/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$212,596/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,669 · Scale 2, in force from 26 Feb 2026)