LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,370
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$51,936
−HK$1,592/mo
Today · 4.125%
HK$53,528
baseline
▲ 0.50% · 4.625%
HK$56,785
+HK$3,257/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,056/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,036
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$57,538
−HK$1,525/mo
Today · 4.125%
HK$59,063
baseline
▲ 0.50% · 4.625%
HK$62,176
+HK$3,113/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,126/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,443
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,324
−HK$1,910/mo
Today · 4.125%
HK$64,234
baseline
▲ 0.50% · 4.625%
HK$68,142
+HK$3,908/mo
Deposit HK$8.84M · loan HK$13.25M · min. income ≈ HK$128,468/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,243
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,046
−HK$1,830/mo
Today · 4.125%
HK$70,876
baseline
▲ 0.50% · 4.625%
HK$74,612
+HK$3,736/mo
Deposit HK$8.84M · loan HK$13.25M · min. income ≈ HK$141,752/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,517
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,711
−HK$2,228/mo
Today · 4.125%
HK$74,939
baseline
▲ 0.50% · 4.625%
HK$79,499
+HK$4,560/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$149,878/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$938,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,450
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,554
−HK$2,134/mo
Today · 4.125%
HK$82,688
baseline
▲ 0.50% · 4.625%
HK$87,047
+HK$4,359/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$165,376/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$938,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,665
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,485
−HK$2,866/mo
Today · 4.125%
HK$96,351
baseline
▲ 0.50% · 4.625%
HK$102,213
+HK$5,862/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$192,702/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,864
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,569
−HK$2,744/mo
Today · 4.125%
HK$106,313
baseline
▲ 0.50% · 4.625%
HK$111,917
+HK$5,604/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$212,626/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,801 · Scale 2, in force from 26 Feb 2026)