LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,371
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,938
−HK$1,592/mo
Today · 4.125%
HK$53,530
baseline
▲ 0.50% · 4.625%
HK$56,787
+HK$3,257/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$107,060/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,037
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,540
−HK$1,525/mo
Today · 4.125%
HK$59,065
baseline
▲ 0.50% · 4.625%
HK$62,178
+HK$3,113/mo
Deposit HK$11.04M · loan HK$11.04M · min. income ≈ HK$118,130/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,445
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,325
−HK$1,910/mo
Today · 4.125%
HK$64,235
baseline
▲ 0.50% · 4.625%
HK$68,144
+HK$3,909/mo
Deposit HK$8.84M · loan HK$13.25M · min. income ≈ HK$128,470/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,244
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,048
−HK$1,829/mo
Today · 4.125%
HK$70,877
baseline
▲ 0.50% · 4.625%
HK$74,614
+HK$3,737/mo
Deposit HK$8.84M · loan HK$13.25M · min. income ≈ HK$141,754/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$938,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,519
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,713
−HK$2,228/mo
Today · 4.125%
HK$74,941
baseline
▲ 0.50% · 4.625%
HK$79,501
+HK$4,560/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$149,882/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$938,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,452
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,556
−HK$2,134/mo
Today · 4.125%
HK$82,690
baseline
▲ 0.50% · 4.625%
HK$87,049
+HK$4,359/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$165,380/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$938,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,668
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,488
−HK$2,865/mo
Today · 4.125%
HK$96,353
baseline
▲ 0.50% · 4.625%
HK$102,216
+HK$5,863/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$192,706/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,867
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,572
−HK$2,744/mo
Today · 4.125%
HK$106,316
baseline
▲ 0.50% · 4.625%
HK$111,920
+HK$5,604/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$212,632/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,825 · Scale 2, in force from 26 Feb 2026)