LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,372
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,939
−HK$1,592/mo
Today · 4.125%
HK$53,531
baseline
▲ 0.50% · 4.625%
HK$56,788
+HK$3,257/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,062/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,038
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,541
−HK$1,525/mo
Today · 4.125%
HK$59,066
baseline
▲ 0.50% · 4.625%
HK$62,180
+HK$3,114/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,132/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$938,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,447
−HK$3,790/mo
▼ 0.25% · 3.875%
HK$62,327
−HK$1,910/mo
Today · 4.125%
HK$64,237
baseline
▲ 0.50% · 4.625%
HK$68,146
+HK$3,909/mo
Deposit HK$8.84M · loan HK$13.25M · min. income ≈ HK$128,474/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$938,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,246
−HK$3,633/mo
▼ 0.25% · 3.875%
HK$69,050
−HK$1,829/mo
Today · 4.125%
HK$70,879
baseline
▲ 0.50% · 4.625%
HK$74,615
+HK$3,736/mo
Deposit HK$8.84M · loan HK$13.25M · min. income ≈ HK$141,758/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$938,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,521
−HK$4,422/mo
▼ 0.25% · 3.875%
HK$72,715
−HK$2,228/mo
Today · 4.125%
HK$74,943
baseline
▲ 0.50% · 4.625%
HK$79,503
+HK$4,560/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$149,886/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$938,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,454
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$80,558
−HK$2,134/mo
Today · 4.125%
HK$82,692
baseline
▲ 0.50% · 4.625%
HK$87,051
+HK$4,359/mo
Deposit HK$6.63M · loan HK$15.46M · min. income ≈ HK$165,384/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$938,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,670
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,490
−HK$2,866/mo
Today · 4.125%
HK$96,356
baseline
▲ 0.50% · 4.625%
HK$102,219
+HK$5,863/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$192,712/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,869
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,575
−HK$2,744/mo
Today · 4.125%
HK$106,319
baseline
▲ 0.50% · 4.625%
HK$111,923
+HK$5,604/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$212,638/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,849 · Scale 2, in force from 26 Feb 2026)