LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,379
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,946
−HK$1,592/mo
Today · 4.125%
HK$53,538
baseline
▲ 0.50% · 4.625%
HK$56,796
+HK$3,258/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,076/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$938,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,046
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,549
−HK$1,525/mo
Today · 4.125%
HK$59,074
baseline
▲ 0.50% · 4.625%
HK$62,188
+HK$3,114/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,148/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$938,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,455
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,335
−HK$1,911/mo
Today · 4.125%
HK$64,246
baseline
▲ 0.50% · 4.625%
HK$68,155
+HK$3,909/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,492/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$938,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,255
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,059
−HK$1,830/mo
Today · 4.125%
HK$70,889
baseline
▲ 0.50% · 4.625%
HK$74,625
+HK$3,736/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,778/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$938,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,530
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$72,724
−HK$2,229/mo
Today · 4.125%
HK$74,953
baseline
▲ 0.50% · 4.625%
HK$79,514
+HK$4,561/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,906/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$938,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,464
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,569
−HK$2,134/mo
Today · 4.125%
HK$82,703
baseline
▲ 0.50% · 4.625%
HK$87,063
+HK$4,360/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,406/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$938,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,682
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,502
−HK$2,866/mo
Today · 4.125%
HK$96,368
baseline
▲ 0.50% · 4.625%
HK$102,232
+HK$5,864/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$192,736/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,883
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,588
−HK$2,745/mo
Today · 4.125%
HK$106,333
baseline
▲ 0.50% · 4.625%
HK$111,938
+HK$5,605/mo
Deposit HK$2.21M · loan HK$19.88M · min. income ≈ HK$212,666/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$938,973 · Scale 2, in force from 26 Feb 2026)