LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,382
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,950
−HK$1,592/mo
Today · 4.125%
HK$53,542
baseline
▲ 0.50% · 4.625%
HK$56,800
+HK$3,258/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,084/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,050
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,553
−HK$1,525/mo
Today · 4.125%
HK$59,078
baseline
▲ 0.50% · 4.625%
HK$62,192
+HK$3,114/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,156/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,459
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,339
−HK$1,911/mo
Today · 4.125%
HK$64,250
baseline
▲ 0.50% · 4.625%
HK$68,160
+HK$3,910/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,500/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,260
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,064
−HK$1,830/mo
Today · 4.125%
HK$70,894
baseline
▲ 0.50% · 4.625%
HK$74,631
+HK$3,737/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,788/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,535
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,729
−HK$2,230/mo
Today · 4.125%
HK$74,959
baseline
▲ 0.50% · 4.625%
HK$79,520
+HK$4,561/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,918/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,470
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,574
−HK$2,135/mo
Today · 4.125%
HK$82,709
baseline
▲ 0.50% · 4.625%
HK$87,069
+HK$4,360/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,418/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,688
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,509
−HK$2,866/mo
Today · 4.125%
HK$96,375
baseline
▲ 0.50% · 4.625%
HK$102,239
+HK$5,864/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,750/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,890
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,596
−HK$2,745/mo
Today · 4.125%
HK$106,341
baseline
▲ 0.50% · 4.625%
HK$111,946
+HK$5,605/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,682/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,040 · Scale 2, in force from 26 Feb 2026)