LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,386
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$51,953
−HK$1,592/mo
Today · 4.125%
HK$53,545
baseline
▲ 0.50% · 4.625%
HK$56,803
+HK$3,258/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,090/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,053
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,557
−HK$1,525/mo
Today · 4.125%
HK$59,082
baseline
▲ 0.50% · 4.625%
HK$62,196
+HK$3,114/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,164/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,463
−HK$3,791/mo
▼ 0.25% · 3.875%
HK$62,343
−HK$1,911/mo
Today · 4.125%
HK$64,254
baseline
▲ 0.50% · 4.625%
HK$68,164
+HK$3,910/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,508/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,264
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,068
−HK$1,830/mo
Today · 4.125%
HK$70,898
baseline
▲ 0.50% · 4.625%
HK$74,635
+HK$3,737/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,796/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,540
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$72,734
−HK$2,229/mo
Today · 4.125%
HK$74,963
baseline
▲ 0.50% · 4.625%
HK$79,524
+HK$4,561/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,926/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,475
−HK$4,239/mo
▼ 0.25% · 3.875%
HK$80,579
−HK$2,135/mo
Today · 4.125%
HK$82,714
baseline
▲ 0.50% · 4.625%
HK$87,074
+HK$4,360/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,428/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,694
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,515
−HK$2,866/mo
Today · 4.125%
HK$96,381
baseline
▲ 0.50% · 4.625%
HK$102,246
+HK$5,865/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,762/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,896
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,602
−HK$2,745/mo
Today · 4.125%
HK$106,347
baseline
▲ 0.50% · 4.625%
HK$111,953
+HK$5,606/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,694/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,098 · Scale 2, in force from 26 Feb 2026)