LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,387
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,955
−HK$1,592/mo
Today · 4.125%
HK$53,547
baseline
▲ 0.50% · 4.625%
HK$56,805
+HK$3,258/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,094/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,055
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,559
−HK$1,525/mo
Today · 4.125%
HK$59,084
baseline
▲ 0.50% · 4.625%
HK$62,198
+HK$3,114/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,168/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,465
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,346
−HK$1,911/mo
Today · 4.125%
HK$64,257
baseline
▲ 0.50% · 4.625%
HK$68,166
+HK$3,909/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,514/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,267
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,071
−HK$1,830/mo
Today · 4.125%
HK$70,901
baseline
▲ 0.50% · 4.625%
HK$74,638
+HK$3,737/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,802/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,542
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,737
−HK$2,229/mo
Today · 4.125%
HK$74,966
baseline
▲ 0.50% · 4.625%
HK$79,527
+HK$4,561/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,932/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,478
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,582
−HK$2,136/mo
Today · 4.125%
HK$82,718
baseline
▲ 0.50% · 4.625%
HK$87,078
+HK$4,360/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,436/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,697
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,519
−HK$2,866/mo
Today · 4.125%
HK$96,385
baseline
▲ 0.50% · 4.625%
HK$102,250
+HK$5,865/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,770/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,900
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,606
−HK$2,745/mo
Today · 4.125%
HK$106,351
baseline
▲ 0.50% · 4.625%
HK$111,957
+HK$5,606/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,702/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,133 · Scale 2, in force from 26 Feb 2026)