LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,389
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,956
−HK$1,593/mo
Today · 4.125%
HK$53,549
baseline
▲ 0.50% · 4.625%
HK$56,807
+HK$3,258/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,098/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,057
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,560
−HK$1,526/mo
Today · 4.125%
HK$59,086
baseline
▲ 0.50% · 4.625%
HK$62,200
+HK$3,114/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,172/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,466
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,347
−HK$1,911/mo
Today · 4.125%
HK$64,258
baseline
▲ 0.50% · 4.625%
HK$68,168
+HK$3,910/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,516/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,268
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,072
−HK$1,831/mo
Today · 4.125%
HK$70,903
baseline
▲ 0.50% · 4.625%
HK$74,640
+HK$3,737/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,806/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,544
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,739
−HK$2,229/mo
Today · 4.125%
HK$74,968
baseline
▲ 0.50% · 4.625%
HK$79,530
+HK$4,562/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,936/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,480
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,585
−HK$2,135/mo
Today · 4.125%
HK$82,720
baseline
▲ 0.50% · 4.625%
HK$87,080
+HK$4,360/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,440/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,700
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,521
−HK$2,866/mo
Today · 4.125%
HK$96,387
baseline
▲ 0.50% · 4.625%
HK$102,252
+HK$5,865/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,774/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,903
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,609
−HK$2,745/mo
Today · 4.125%
HK$106,354
baseline
▲ 0.50% · 4.625%
HK$111,960
+HK$5,606/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,708/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,159 · Scale 2, in force from 26 Feb 2026)