LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,390
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,958
−HK$1,592/mo
Today · 4.125%
HK$53,550
baseline
▲ 0.50% · 4.625%
HK$56,809
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,100/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,059
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$57,562
−HK$1,525/mo
Today · 4.125%
HK$59,087
baseline
▲ 0.50% · 4.625%
HK$62,202
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,174/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,468
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,349
−HK$1,911/mo
Today · 4.125%
HK$64,260
baseline
▲ 0.50% · 4.625%
HK$68,170
+HK$3,910/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,520/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,271
−HK$3,634/mo
▼ 0.25% · 3.875%
HK$69,075
−HK$1,830/mo
Today · 4.125%
HK$70,905
baseline
▲ 0.50% · 4.625%
HK$74,642
+HK$3,737/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,810/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,547
−HK$4,423/mo
▼ 0.25% · 3.875%
HK$72,741
−HK$2,229/mo
Today · 4.125%
HK$74,970
baseline
▲ 0.50% · 4.625%
HK$79,532
+HK$4,562/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,940/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,482
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,587
−HK$2,135/mo
Today · 4.125%
HK$82,722
baseline
▲ 0.50% · 4.625%
HK$87,083
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,444/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,703
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,524
−HK$2,867/mo
Today · 4.125%
HK$96,391
baseline
▲ 0.50% · 4.625%
HK$102,256
+HK$5,865/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,782/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,906
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,612
−HK$2,745/mo
Today · 4.125%
HK$106,357
baseline
▲ 0.50% · 4.625%
HK$111,964
+HK$5,607/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,714/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,189 · Scale 2, in force from 26 Feb 2026)