LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,392
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,959
−HK$1,593/mo
Today · 4.125%
HK$53,552
baseline
▲ 0.50% · 4.625%
HK$56,810
+HK$3,258/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,104/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,060
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,564
−HK$1,525/mo
Today · 4.125%
HK$59,089
baseline
▲ 0.50% · 4.625%
HK$62,204
+HK$3,115/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,178/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,470
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,351
−HK$1,911/mo
Today · 4.125%
HK$64,262
baseline
▲ 0.50% · 4.625%
HK$68,172
+HK$3,910/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,524/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,272
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,077
−HK$1,830/mo
Today · 4.125%
HK$70,907
baseline
▲ 0.50% · 4.625%
HK$74,645
+HK$3,738/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,814/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,549
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,743
−HK$2,230/mo
Today · 4.125%
HK$74,973
baseline
▲ 0.50% · 4.625%
HK$79,534
+HK$4,561/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,946/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,485
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,589
−HK$2,136/mo
Today · 4.125%
HK$82,725
baseline
▲ 0.50% · 4.625%
HK$87,085
+HK$4,360/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,450/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,705
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,527
−HK$2,866/mo
Today · 4.125%
HK$96,393
baseline
▲ 0.50% · 4.625%
HK$102,259
+HK$5,866/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,786/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,909
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,615
−HK$2,745/mo
Today · 4.125%
HK$106,360
baseline
▲ 0.50% · 4.625%
HK$111,967
+HK$5,607/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,720/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,216 · Scale 2, in force from 26 Feb 2026)