LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,392
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$51,960
−HK$1,592/mo
Today · 4.125%
HK$53,552
baseline
▲ 0.50% · 4.625%
HK$56,811
+HK$3,259/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$107,104/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,061
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$57,564
−HK$1,526/mo
Today · 4.125%
HK$59,090
baseline
▲ 0.50% · 4.625%
HK$62,204
+HK$3,114/mo
Deposit HK$11.05M · loan HK$11.05M · min. income ≈ HK$118,180/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$939,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,471
−HK$3,792/mo
▼ 0.25% · 3.875%
HK$62,352
−HK$1,911/mo
Today · 4.125%
HK$64,263
baseline
▲ 0.50% · 4.625%
HK$68,173
+HK$3,910/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$128,526/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,273
−HK$3,635/mo
▼ 0.25% · 3.875%
HK$69,077
−HK$1,831/mo
Today · 4.125%
HK$70,908
baseline
▲ 0.50% · 4.625%
HK$74,645
+HK$3,737/mo
Deposit HK$8.84M · loan HK$13.26M · min. income ≈ HK$141,816/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$939,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,549
−HK$4,424/mo
▼ 0.25% · 3.875%
HK$72,744
−HK$2,229/mo
Today · 4.125%
HK$74,973
baseline
▲ 0.50% · 4.625%
HK$79,535
+HK$4,562/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$149,946/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,485
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$80,590
−HK$2,135/mo
Today · 4.125%
HK$82,725
baseline
▲ 0.50% · 4.625%
HK$87,086
+HK$4,361/mo
Deposit HK$6.63M · loan HK$15.47M · min. income ≈ HK$165,450/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$939,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,706
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,527
−HK$2,867/mo
Today · 4.125%
HK$96,394
baseline
▲ 0.50% · 4.625%
HK$102,259
+HK$5,865/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$192,788/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,909
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,616
−HK$2,745/mo
Today · 4.125%
HK$106,361
baseline
▲ 0.50% · 4.625%
HK$111,968
+HK$5,607/mo
Deposit HK$2.21M · loan HK$19.89M · min. income ≈ HK$212,722/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$939,223 · Scale 2, in force from 26 Feb 2026)